Understanding Your Dental Insurance Sunnyvale
It is likely that you get your dental coverage at work. If your employer offers dental coverage, try and find out if you have several types of dental plans to choose from. Most dental plans cover a maximum of $1000-$2000 of dental services per year. If your employer does not offer dental coverage, you are advised to purchase an individual Dental Insurance policy.
Understanding Dental Insurance is important for both your health and your budget. You should be perfectly aware of what is covered in your policy and what is excluded, how much you will have to pay, what waiting periods there will be before your coverage starts working, etc. Most dental programs do not cover dental treatment solely for cosmetic improvements.
A dental insurance plan is a contract between you and an insurance company that, in most cases, is coordinated by your employer. If that’s the case, the insurance company and your employer are responsible for negotiating the details of the plan. Because our office has no control over this contract, we cannot request additional coverage for you.