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Humana PPO Insurance Coverage

Humana PPO Insurance Coverage

Human Dental Insurance Network

Human Dental Insurance has a vast network of providers spanning across the United States. With 225,000 dental practices participating in the Humana Dental network, you can access quality dental care nationwide.

In-Network Preferred Provider

Sunnyvale Dentist Dr. Bhawna Gupta DDS is an in-network preferred provider for Humana PPO Dental insurance. This means that if you have Humana PPO Dental insurance, you can receive more affordable dental care at Sunnyvale Dental Care. Dr. Bhawna Gupta DDS has been proudly welcoming Humana PPO Dental members to her office for over many years.

Plan Options

Humana offers a variety of PPO Dental plans to suit your needs. These plans range from discount options to full coverage dental insurance. Depending on your chosen plan, you may find options with no annual deductibles or low deductibles. Some plans pay claims on a percentage basis, while others have set copays for each procedure.

Coverage Details

Most Humana PPO Dental insurance policies cover the following:

Preventative Care

This is crucial for maintaining good oral health, and many plans cover it at 100%. Preventative dentistry includes bi-annual checkups, cleanings, and routine x-rays. There’s typically no waiting period for preventative dentistry.

Basic Dental Services

Examples include non-surgical extractions and tooth-colored composite and amalgam fillings. These are usually covered at a rate of 60% to 80%.

Major Dental Services

Major procedures like root canals, crowns, and dentures may be considered major services, with coverage ranging from 30% to 50%.

Annual Coverage Limits and Waiting Periods

It’s important to note that nearly all dental insurance policies have an annual coverage maximum. A common yearly maximum is $1,000 per person, but some plans offer higher coverage amounts. Additionally, some dental insurance policies may have waiting periods for basic and major dental treatment, which can vary from six months to one year.

Have Questions?

If you have questions about your individual Humana PPO Dental insurance policy, don’t hesitate to reach out. The Sunnyvale Dental Care team is in regular contact with Humana Dental on behalf of their patients and can help you request your benefit information.

For more information or to schedule a consultation, visit Sunnyvale Dental Care or call Sunnyvale Dentist Dr. Bhawna Gupta DDS at 408-720-0900 today!

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