MetLife Dental PPO Coverage
MetLife Dental PPO insurance plans allow members to visit any licensed dentist or specialist that they choose, but if they choose a provider who participates in the extensive MetLife Dental PPO network, they can save a lot of money. Sunnyvale Dentist Dr. Antonious is a participating provider in the MetLife Dental PPO insurance network. He has agreed to accept negotiated fees for covered services. These negotiated fees are considerably lower than the average fees charged by dentists in the same area.
Preventative care is usually covered at 100% when received at an in-network location. Cleanings are an example of preventative care. Examinations, x-rays, and child fluoride treatments and sealants are also covered under preventative care. Preventative care should be scheduled twice a year. It is easier and more cost efficient to prevent or treat dental issues early.
Examples of basic dental care are simple extractions, amalgam silver fillings, and bonded tooth colored composite fillings. Many MetLife Dental PPO insurance plans cover basic procedures at 80%. Under some policies, root canal therapy and deep cleanings may also be considered basic procedures.
Major dental services typically have the lowest percentage of coverage. It you need a crown, full denture, or partial denture, you may expect it to be covered at 30% to 50%. Some MetLife Dental PPO insurance plans also have coverage for orthodontic treatment.
The annual maximum yearly allowance can vary greatly between insurance plans. The amount of dental work needed is definitely a factor to consider when comparing plans for purchase. Most dental insurance policies have annual deductibles. Fortunately dental insurance deductibles are relatively low when compared to deductibles for medical insurance. $50 per person or $150 per family is a common deductible for many dental insurance policies.
Sunnyvale Dentist Dr. Antonious has been serving the community and MetLife Dental PPO insurance patients for over 22 years. He cares very much about your dental health. Sunnyvale Dental care offers a variety of general, cosmetic, and specialized treatments for patients young and old. The Sunnyvale Dental Care office staff will submit your dental claims to MetLife Dental PPO insurance for you so you won’t have to worry about any complicated paperwork.