Human Dental Insurance has a vast network of providers that span across the United States. 225,000 dental practices participate in the Humana Dental network. Sunnyvale Dentist Dr. Bhawna Gupta is an in network preferred provider for Humana PPO Dental insurance. Several plans allow patients to seek treatment in and out of network, but Humana PPO Dental members will receive more affordable dental care at Sunnyvale Dental Care. Sunnyvale Dentist Dr. Bhawna Gupta has been welcoming Humana PPO Dental members to his office for over 22 years.
There are several Humana PPO Dental plans to choose from. They range from discount plans to full coverage dental insurance. Some Humana PPO Dental plans have no annual deductible, while others have low deductibles. Some plans pay claims on a percentage basis while others have set copays for each procedure.
Most dental insurance policies cover preventative, basic, and major dental services. Preventative care is especially important, because maintaining good oral health will contribute to overall health. For most patients, cleanings and checkups are recommended every six months. Many Humana PPO Dental insurance plans cover preventative dentistry at 100%. These services include bi annual checkups and cleanings, as well as routine x-rays. There is almost never a waiting period for preventative dentistry. Non-surgical extractions, and tooth colored composite and amalgam fillings are examples of basic dental services. These are normally covered at 60% to 80%. Root canals, crowns, and dentures may be considered major services. Major coverage can range from 30% to 50%.
Almost every dental insurance policy has a maximum amount of annual coverage. $1000 per person per year is a common yearly maximum, but many plans have higher coverage amounts. Some dental insurance policies have a waiting period for basic and or major dental treatment. Waiting periods can range from six months to one year.
Do you have questions regarding your individual Humana PPO Dental insurance policy? The Sunnyvale Dental Care team is in regular contact with Humana Dental on behalf of their patients. They are happy to contact Humana Dental to request your benefit information.