United Healthcare PPO Coverage
United Healthcare PPO dental insurance offers many choices of preferred provider organization (PPO) dental insurance plans that cover many of the most common dental services. Sunnyvale Dentist Dr. Antonious is an in network provider for United Healthcare PPO dental insurance.
The two factors to take note of when choosing a dental insurance plan are the annual deductible and maximum annual benefit amounts. Dental procedures are divided into three categories: Preventative Diagnostic, Basic, and Major.
Just as the name suggests, preventative / diagnostic services include services to diagnose dental conditions and prevent cavities and periodontal disease. Limited, Comprehensive, and Periodic Exams, Cleanings, X-Rays, Fluoride Treatments, and Sealants are examples of preventative services. Many United Healthcare PPO insurance plans cover these types of procedures at 80% to 100%.
Restorative services such as amalgam and composite fillings restore missing or damaged tooth structures and along with extractions are covered by most United Healthcare PPO insurance plans at 60% to 80%. The more extensive or major restorative services such as crowns, bridges, dentures, and partial dentures are typically covered at 50%.
Some United Healthcare PPO dental insurance plans have six months to a year waiting periods for certain services. The team at Sunnyvale Dental Care will help you to research whether or not you have a waiting period for the items on your treatment plan.
Most dental insurance plans have an annual individual deductible that may be $25 a year or more. Annual maximums are usually $1000 or more per year.
Some oral procedures are covered under medical insurance and not dental insurance such as biopsies. Some procedures also have age limitations for certain preventative services such as sealants and fluoride application. Dental coverage for dependent children also is limited by age.
Visiting a United Healthcare PPO dental insurance provider like Sunnyvale Dentist Dr. Antonious will allow you to maximize your insurance benefits at a lower copay than you would incur with a non-United Healthcare PPO insurance provider who doesn’t accept the United Healthcare lower fees.
At Sunnyvale Dental Care our insurance coordinator will help guide you through the sometimes confusing world of dental insurance and help you understand your individual coverage. They will also submit your dental claims directly to United Healthcare for you.