MetLife Dental PPO Maximum and Deductible
MetLife Dental Insurance offers you a variety of dental benefit plans to choose from. Obtaining optimal dental care requires a detailed understanding of your specific plans terms and limits. Sunnyvale Dentist, Dr. Antonious and his highly trained staff here at Sunnyvale Dental Care are happy to aid in your MetLife insurance plan comprehension to ensure you’re receiving the most from your dental benefits.
Your MetLife Dental Insurance plan “maximum” is the total dollar amount you’re provided to apply toward dental care costs. The maximum is available during a benefit period, which is typically 12 consecutive months, or one calendar year. Based on the plan chosen by you or your employer, you may have a larger maximum, in the $2500 range or a lesser maximum, around $1000 per benefit period. Most preventive care (like cleanings) restorative treatments (such as fillings) and major restorative treatments (such as crowns and root canals) are covered benefits and payment for these services will deduct from your maximum. It’s important to understand that not all procedures will be covered at 100% and whatever percent isn’t covered will be your responsibility. Not all services available to you here at Sunnyvale Dental Care will qualify as covered benefits through MetLife. For example, cosmetic procedures like teeth whitening or veneers are not covered benefits and will therefore have no impact on your maximum.
Your MetLife Dental Insurance Plan “deducible” is a term referring to the amount you have to pay for dental services before your dental insurance benefits will kick in. Some services do not require a deductible but many do. You will only be required to pay the deducible once per benefit period.
Sunnyvale Dentist, Dr. Antonious and his dedicated staff are available to help navigate your MetLife Dental Insurance Plan so you can maximize your plan’s benefits. Treatment planning and coordinating with your dental insurance plan is essential for helping you obtain a healthy, lifelong smile!